Always sleep on a decision. If it is a "once-in-a-lifetime offer only good today", you're better off passing it up than to jump at the offer only to find you've been taken in. Anything worth having, is worth waiting for. Make this your policy and you will always have an "out" for any sales pitch. And who knows, the offer may look quite different by the morning's light. (This advice was passed down from your Great-Great-Grandfather Maurice Artman, 1900-1982).

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